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About 2 months ago I finally made a million dollars. During my years on earth, I finally was able to achieve what so many Black men dream of doing. However, during the process of attaining this desired amount I learned quite a few things.

First, I learned that you can only spend a dollar one time so, spend it wisely. For example, there was a time when I wanted to own a Hip-Hop pizza shop and go to college to earn a doctorate. I had to decide which endeavor to pursue because it would cost me financially. I had to research the restaurant business and learned that most restaurants fail in 3 to 5 years. As a result, I spent over $60,000 in cash to earn a doctorate degree because financially I should attain a serious return on my investment. According to the Bureau of Labor Statistics, individuals with a doctorate make on average at least $97,916 a year and have the lowest unemployment rate.

Second, I learned that if you never stop learning you will find ways to make money. I believe one of the best words of wisdom offered in the bible is from Proverbs 10:4 which states, “Lazy hands make for poverty, but diligent hands bring wealth.”

When individuals are not lazy, they are willing to have a side hustle which brings me to my third lesson. Regardless of your salary or career, you should always have a side hobby you are passionate about. You should then transform that passion into profit. A great source to help you get started is the book, $100 Startup by Chris Guillebeau.

The last thing I learned over these four decades is that you must invest. Besides investing in yourself you must invest in the stock market. The stock market is one of the quickest ways to grow your money exponentially. However, this requires you to do research. You need to study companies, their financials, and learn how to trade. The more information you have, the better your decisions will be to select stocks with higher returns to accumulate greater wealth. The stock market is not only a way for you to make money while you sleep, it is an opportunity for you to leave money to those after you. It is an opportunity to create generational wealth. For example, Hip-Hop mogul Master P was able to take $10,000 of the money his grandfather left behind to start his historic No Limit Records. In other words, investing is a prime opportunity for you to do as Nipsey Hussle suggested which is to Double Up.

All things considered, if you like this information and want to know more you can get more information when you attend our Coming of Age workshops. During these meetings, we share information that only works if you apply yourself and stick to a daily routine. The first Black female Vice President of the United States of America, Kamala Harris declared that Americans must, “Dream with ambition and lead with conviction.” As a person that has made a million dollars, I wanted to share the VP’s message with you because it reminds me of a song from Kanye West’s College Dropout album called We Don’t Care. In the song Kanye states, “Ain’t no tuition for having no ambition, and ain’t no loans for sitting your ass at home.” So, be ambitious, and lead with conviction by studying the facts and know that this millionaire cares about you.


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